<span style="color:#174B79;font-weight:600;"Health insurance may be optional but it is highly recommended necessary since health services in US are costly. Health insurance offers a way to reduce such costs to a reasonable amount. There are two types insurances in US, public and private. Most people use combination of both.
<span style="color:#174B79;font-weight:600;"Health insurance may be optional but it is highly recommended necessary since health services in US are costly. Health insurance offers a way to reduce such costs to a reasonable amount. There are two types insurances in US, public and private. Most people use combination of both.
Most health insurance covers:
Emergency care
Hospitalization
Laboratory tests
Maternity and newborn care
Mental health
Outpatient care
Pediatric services, including dental and vision care
Home Insurance is a necessity. It protects you against damage. Mortgage company across US requires you to have insurance coverage for the full value of your property; they will not finance your loan without a proof of home insurance. Generally, all home insurances can be customized, but all of them have some standard facilities such as,
Liability Coverage
Additional Living Expenses
Depreciation
Umbrella Policy
Homeowner Coverage
Replacement cost
Compensation to your interior and exterior of the house