Selecting a life insurance policy can be challenging, especially if you have never done it. Kwikinsureu realizes this and makes you understand basics of life insurance so that you choose the right policy for yourself. Life insurance comes in many different forms from short-term to lifetime coverage. The best life insurance depends on your financial goals, health status, age, and few other factors.
Life insurance covers:
Death benefit
Covers most type of death
Your family expenses
Settles your debts
Care for aging parents
Additional benefits if the death is caused by an accident
Home Insurance is a necessity. It protects you against damage. Mortgage company across US requires you to have insurance coverage for the full value of your property; they will not finance your loan without a proof of home insurance. Generally, all home insurances can be customized, but all of them have some standard facilities such as,
Liability Coverage
Additional Living Expenses
Depreciation
Umbrella Policy
Homeowner Coverage
Replacement cost
Compensation to your interior and exterior of the house
