Medicare Supplement


Medicare covers most of your essential medical expenses, but what about the rest?

Medicare Supplement Insurance may help provide the coverage Original Medicare doesn’t.

Medicare Supplement Basics: Sometimes referred to as Medigap. Medicare Supplement is an individual health insurance policy sold by private insurance companies.

Eligibility: If you currently have Medicare Part A and Part B, you have the option to purchase a Medicare Supplement Insurance policy. You are unable to use Medicare Supplement if you have a Medicare Advantage Plan or Medicaid.

Coverage: Medicare Supplement insurance includes standardized plans, regulated by the government, that are designed to provide additional medical coverage for expenses not covered by Medicare, such as deductibles, coinsurance / co-payments, and your Part B monthly premiums.

Reasons to Purchase

Value: 33% of U.S. adults aged 65 and older are concerned about being able to afford medical costs for normal healthcare. You don’t have to be one of them. Medicare Supplement insurance can be a valuable solution for your healthcare needs.

Protection: Your Medicare plan only pays a share of your medical expenses; the rest comes straight out of your pocket, and there is no limit. Medicare Supplement can be an excellent way to reduce your out-of-pocket expenses and provide added protection.

Freefom: Medicare Supplement Insurance policies give you the freedom to choose your healthcare provider. You can receive services from any provider whom accepts Medicare. Your policy is also guaranteed renewable as long as you continue to pay the premium, it cannot be terminated.

FAQ’s

What's an umbrella?

Just like the kind of umbrella you hold when it rains, a personal umbrella policy can protect you when a downpour happens. The policy can protect assets and pay for medical and legal expenses beyond your homeowners / renters and auto policies.

Why do I need one?

Let us count the ways! Do you drive? Do you have people over? Do you have kids? A dog? All of these can create a situation where a major claim can happen.

View More +

Insurance Videos